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INSURANCE GUIDE

Posted: Tue Apr 10, 2012 9:22 am
by TOMSUN
Who are you guys insured with? I've ringing around and it been difficult to get a decent quote.

Type? Comprehensive, 3rd Party, Fire & Thieft?
Daily use or restricted?
What it the agreed value?
Salvage rights?
Age of driver?
Location (State? City or Rural)
Premium?

Posted: Tue Apr 10, 2012 11:45 am
by Blair
Shannons

Type? Comprehensive
Daily use or restricted? Only a few times a week
What it the agreed value? $6500
Salvage rights? ??
Age of driver? 30
Location (State? City or Rural) Manly, NSW. (did't ask where it was parked though i.e. on the street etc)
Premium? $440 per annum

Posted: Thu Apr 12, 2012 7:45 am
by OLD FART
Who ---- ---Shannons
Type---------Full comprehensive
Useage----- Extreme limited
With-------- Salvage rights
For--------- $12,000
Cost------- $450 pa


NOTE this is for a highly modded car and the insurer has noted and accepted all of the mods.I notify them of all mods by EM and they send out a revised policy with all the mods listed.

Posted: Sat Apr 14, 2012 5:20 pm
by hoongirl
Who: Shannons
Type: Comprehensive
Usage: Limited
Salvage: Yep
Age of driver: Old enough to know better
Location: Sydney metro, locked in a garage
Agreed value: $12,000
Cost: $50 per month

Posted: Sat Apr 14, 2012 7:56 pm
by jwebb2876
CGU

Type? CTP greenslip
Daily use or restricted? Daily
What it the agreed value? None, lol
Salvage rights? Dunno
Age of driver? 22
Location (State? City or Rural) NSW Rural
Premium? Cost me $532?

I intend on getting comprehensive eventually, once the car's worth the extra cost.

Posted: Sat Apr 14, 2012 9:44 pm
by starionc
jwebb2876 wrote:CGU

Type? CTP greenslip
Daily use or restricted? Daily
What it the agreed value? None, lol
Salvage rights? Dunno
Age of driver? 22
Location (State? City or Rural) NSW Rural
Premium? Cost me $532?

I intend on getting comprehensive eventually, once the car's worth the extra cost.
I hope you have 3rd party property damage cover??? CTP is personal injury only! Not the other car you might hit!!!!

They should call it (injury green slip,) Not Compulsory Third Party. As that misleads people into thinking they are covered for other cars that are damaged in an at fault accident......

Cheers Jason

Posted: Sat Apr 14, 2012 11:06 pm
by NXTIME
They should make Third Party Property insurance compulsory...it's only about $220-260 per year...

Posted: Sun Apr 15, 2012 8:48 am
by WidebodyWoody
Agreed. They do make it compulsory in the states don't they? OR is that still CPT rego insurance like we have?

I don't have insurance for the widebody as they wouldn't never offer me enough value wise, but never tried shannons. Will try them once the upgrades are done me thinks. (Only ever had 3rd party)

Posted: Sun Apr 15, 2012 1:25 pm
by thrash
Shannons
Comprehensive
unrestricted / daily driver (even though I haven't driven her in months *cries*)
12,000 agreed
no salvage rights - i should look into this
driver over 25 - me only covered
Sydney - they wouldn't cover me unless it was garaged or at least parked under under secure cover
Paying 160 a month - damn you Tomsun, I never realised how much extra I was paying to have it listed as a daily driver until now! :glare: LOL

Posted: Sun Apr 15, 2012 9:24 pm
by TOMSUN
Company: DAWES MOTOR INSURANCE

TYPE: Comprehensive
USE: Daily use.
AGREED VALUE: $12,000
Salvage rights: YES
Age of driver: 35
Location: NSW, Metro, Lock up Garage
Premium: $780
INCLUDES: Windscreen cover and hire car.

Shannon's for the same was $1,400 and no salvage (car had to be over 35 years)

:beer

Posted: Sun Apr 15, 2012 10:12 pm
by www.18u
Company: Shannons
Widey
TYPE: Comprehensive
USE: 2-3 times a week (mostly weekends)
AGREED VALUE: $18,000
Age of driver: 31
Location: NSW, Metro, In lock up storage.
INCLUDES: Windscreen cover (thanks cookie :P)

Sr Stazz
TYPE: Comprehensive
USE: 2-3 times a week (mostly weekends)
AGREED VALUE: $6,000 (agreed to raise once coilovers and brakes ect are fitted)
Location: NSW, Metro,
INCLUDES: Windscreen cover

$108 per month for both.

Posted: Sun Apr 15, 2012 10:17 pm
by NXTIME
$108 for both? That is a sweet deal...

Posted: Sun Apr 15, 2012 10:23 pm
by www.18u
Yep, and it works out cheaper than when i had the widey and the mirage isured with them. go figure :shock:

Posted: Sun Apr 15, 2012 10:36 pm
by sucka
Company: Shannons
Type: Comprehensive
Usage:Extreme limited
Agreed value: 10K
Salvage rights: Yes
Age of driver: Old
Location: Perth WA in climate controlled garage lol
Premium: $362.00 PA
Excess $500.00