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INSURANCE - Comprehensive, for under 25 year olds...

Posted: Tue Feb 16, 2010 3:07 pm
by Neon_Crossing
Hey there,

Just wondering if anyone has had a good experience with an insurance company (especially for under 25 year olds, which can be a touchy subject for insurance companies and super fast turbo starions haha)

Any reccomendations?

Thanks

Posted: Tue Feb 16, 2010 5:36 pm
by thrash
when I was underage (:P) the only company that was willing to insure me on a modded car was just car. Once you hit the age limit of 25+, shannons becomes a much better option

Posted: Tue Feb 16, 2010 6:51 pm
by TOMSUN
http://www.lsvinsurance.com.au/
Like Shannons but cheaper... :beer

Posted: Tue Feb 16, 2010 8:28 pm
by thrash
I think there was something on here about them no longer wanting to insure "special" vehicles lol.. haven't heard from Enteran on here for a while, but I think he was the one who was saying something about it.. might be worth a search?

Posted: Tue Feb 16, 2010 9:09 pm
by Johnyturbo
I always found Justcars to be a good bunch to deal with if your car is Mod'ed they can some times be a bit pricey compared to some of the others but they do accept more risk than most insurers so its to be expected

Posted: Tue Feb 16, 2010 9:12 pm
by Neon_Crossing
Thanks for the replies guys. Justcar would only offer me $2400 comprehensive agreed value, that conversation didn't go for much longer. LSV won't insure stations anymore because they and here is a direct quote "aren't classic enough". SGIC quoted me $900 per annum for $4050 agreed value (best so far but in my prediction under what mine is worth) and with an $700 excess. Shannons said they were going to check with a manager and call me back and I haven't got a call back yet. Anyone under 25 with insurance (comprehensive) with anyone other than justcars or shannons?

Posted: Wed Feb 17, 2010 12:14 am
by thrash
what year is your car? LSV state on their website that they will insure modified vehicles? Can you class yours as a modded car instead of a classic car?

yeah justcar wouldn't give me decent value on my car, and it wasn't really "agreed" value, so I switched to shannons.

Posted: Wed Feb 17, 2010 3:30 pm
by Neon_Crossing
1985 JB.

Spoke to Shannons they look like a go-er.

$5000 agreed value.

$455ish Per Annum

$700 excess (under 25)

I think its the best I'll get for now.

Posted: Wed Feb 17, 2010 4:57 pm
by thrash
wtf.. comprehensive for 455????? or did you mean 1455? Do you live in a really low crime area? Or is it being insured as a limited use car or something?

Posted: Wed Feb 17, 2010 11:31 pm
by Neon_Crossing
Yeah extremely limited use. Maybe I should have mentioned that. My bad.

Posted: Wed Feb 17, 2010 11:34 pm
by thrash
ahhh yeah they gave me that option first.. what was it? 1500 kms per year or something like that?

I just went "No way, I don't want any limitations on how often and how much I drive my car"